Macarthur Finance and Capital has access to funders in the non-bank sector. So for capital raising and business finance we are not limited by a few lenders. In fact, where some have given up on getting finance we have been able to step in and help.
- Investment capital / equity
- Business Loans
- Working Capital
- Cash Flow Lending
- Invoice Discounting
- Supply Chain Financing
- Trade Finance – import / export
- Short term finance – 1st & 2nd mortgages
- Self managed superannuation fund loans
Investment capital / equity
Equity may be a source of funding where debt is not available due to the structure of the balance sheet. There maybe reliance on future performance where traditional funders will not consider given historical business performance. Combining equity and debt restructuring can be a powerful tool to take the business to a level that could otherwise not be achieved.
A traditional form of funding that is available from Banks & Non-Banks.
We understand flexibility is required and the importance of having the loan structured in line with cash flow.
We have access to funders in the non-bank sector to business finance at residential interest rates where residential property security is offered.
Working capital can be provided in many ways and it is important to structure the facility to allow for flexibility and growth. As businesses expand, the working capital requirements will increase and a longer term strategy should be put in place to achieve this.
Cash Flow Lending
Cash flow lending is generally provided to larger well established business with funding against the cash flow of the business secured by business assets. This can be a mix of term debt and overdraft and should also provide for growth options given future hurdles to be met.
Invoice Discounting is a funding option with flexibility to grow as your business grows. It provides working capital solutions for our clients and accelerates cash flow for the growth of the business.
Supply Chain Finance
Supply Chain Finance is useful for businesses purchasing stock or raw materials whether this is domestic or international. Purchasing stock or raw material can affect cash flow due to delays in the cash cycle. Supply Chain Finance bridges the cash flow gap and it can then convert to invoice discounting which is cleared when the invoice is paid.
Trade Finance – Import / Export
Structured trade finance solutions can assist in managing import and export transactions and there is a wide range of trade finance options available. Trade finance can be established to match the payment and supply terms with advantages to both importers and exporters. Funding is available in Australian dollars and most major currencies and acts as a useful cash management tool.
Short Term Finance – 1st & 2nd mortgages
Short term finance is generally available to bridge the gap pending receipt of funds which may not be available for up to 6 months or so.
Self Managed Superannuation Fund Loans
We can structure self managed superannuation fund loans both for commercial and residential property acquisitions.